The threshold for foreigners to purchase real estate in Malaysia?

According to Malaysia’s latest guidelines in 2020, the gates for foreigners to purchase real estate in Malaysia generally must be RM 1 million and above apartments and RM 3 million and above for land properties. 

However, individual state governments can set up their own gates according to the circumstances of individual states. In Penang, for example, the gate fence for a multi-storey apartment for foreigners is 800,000 MYR, and the gate fence for landed house is 1.8 million MYR.

Can foreigners apply loan at local bank for purchase Malaysia Properties?

Foreigners who are interested in purchasing properties in Malaysia can apply for loan up to 50% to 60% from any local bank in Malaysia as long as they able to provide the corresponding income certificate.

Is real estate in Malaysia a freehold or leasehold?

Majority of Malaysia properties are freehold, some of those are leasehold.

Fees required for puchase real estate in Malaysia

The % of fees require to paid for purchase properties is based on the price of the property :

 Lawyer agreement:

  • RM1 – RM500,000= 1%
  • RM500,001 – RM1,000,000= 0.8%
  • RM1,000,001 – RM3,000,000= 0.7%
  • RM3,000,001 – RM5,000,000= 0.6%
  • RM5,000,001 + = 0.5% 

Stamp Duty:

  • RM1 – RM100,000= 1%
  • RM100,001 – RM400,000= 2%
  • RM400,001+  = 3%


  • RM1 – RM100,000= 1%
  • RM100,001 – RM500,000= 2%
  • RM500,001- RM1,000,000= 3%
  • RM1,000,001+ =  4%

 State Consent = RM20,000

Levy Fees = 3%

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